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Terms & Conditions

Your confirmation invoice and these booking conditions form our contract with you and are binding. Please read these documents carefully, check you understand them and that they only contain terms you are prepared to agree to.

Nothing in these booking conditions shall exclude or limit any of your statutory rights which may not be excluded or limited due to you acting as a consumer.

We are The Panache Travel Group trading as Panache Cruises, our company number is 12566159 and our registered address is Unit 20 Yarrow Mill, Yarrow Rd, Chorley, UK PR6 0LP. Our VAT registration number is 351375604.

1. Website Accuracy

1.1 All prices shown on our website and advertised in any other marketing piece created by Panache Cruises are subject to availability. Promotional offers and prices do change on a regular basis. Up to date prices will be quoted prior to you entering into your holiday contract.

1.2 Prices are not confirmed until we receive an invoice from our principal / supplier, prices can go up or down. Any changes will be notified immediately, at this point you will have the option to either:

  • a) Accept the new price
  • or
  • b) Cancel your holiday contract with no charges

1.3 There is no “cooling off period” when booking your holiday. As soon as you have paid your deposit, your holiday contract is effective, and you are bound by the terms and conditions of the principal / supplier.


2.1 When you make a booking you guarantee that you are over 18 years of age and have the authority to accept and do accept on behalf of your party the terms of these booking conditions. A contract will exist as soon as we issue our confirmation invoice. This contract is made on the terms of these booking conditions, which are governed by the laws of England and Wales, and the exclusive jurisdiction of the English Courts. You may however choose the law and jurisdiction of Scotland or Northern Ireland if you live there and wish to do so.

2.2 In these booking conditions all references to “you” include references to the lead named person on the confirmation invoice and all persons on whose behalf a booking is made.

2.3 You accept financial responsibility for payment of the booking on behalf of all persons detailed on the booking.


3.1 All of our calls are recorded for training, monitoring and accuracy purposes.

3.2 At the time of booking all of your holiday details will be read back to you. You must confirm that you are happy with all of the details and pay your deposit before we can confirm your booking with our principal / supplier. Once the booking has been made, we will send you a booking confirmation via email within 24 hours. If your confirmed arrangements include a flight, we will also issue you with an ATOL Certificate. The confirmation and ATOL Certificate will contain the names of the passengers, which MUST be correctly spelt (including the initial or first name), the dates and time of travel, departure and arrival cities and other relevant information. Please tell us immediately about any errors otherwise you may be unable to travel.

3.3 You agree that you will carefully check the written confirmation which we send to you to ensure that it is correct and exactly matches what you booked. If it is not you are required to contact us within 48 hours of receiving your confirmation to inform us of any inaccuracy and take a note of whom you reported it to. We will be entitled to charge you the costs which we incur to correct any inaccuracy which is attributable to you. If you fail to notify us of any inaccuracies within 48 hours of receiving your confirmation, we may be unable to correct the inaccuracy.

3.4 You must advise us if any passenger travelling will be entering week 24 of pregnancy by your time of return. Before booking you should consult with your doctor at any stage of pregnancy as a medical certificate may be required. Some airlines/ cruise lines refuse to carry women who will be 28 weeks or more pregnant on the date of return travel. We will check with the airline/cruise line concerned as their rules may vary.

3.5 If you or any member of your party has any medical requirement or disability which may affect your stay, please provide us with full details before you make your booking so that we can advise as to the suitability of your chosen arrangements. We may require you to produce a doctor’s certificate certifying that you are fit to participate in the travel arrangements.

3.6 Acting reasonably, if we are unable to properly accommodate the needs of the person(s) concerned despite making any reasonable adjustments we can make, we will not confirm your booking or if you did not give us full details at the time of booking, we will be entitled to cancel your booking and treat this as a cancellation by you under clause 7.

3.7 Special Requests for adjacent adapted or non-smoking rooms, etc. or any other special requests should be made at the time of booking. Whilst we make every effort to facilitate a special request, we cannot guarantee that we will be able to and such requests do not form part of your contract with us. The fact that a special request has been noted on your confirmation invoice or any other documentation or that it has been passed on to the supplier is not confirmation that the request will be met. Failure to meet any special request will not be a breach of contract on our part. We do not accept bookings that are conditional upon any special request being met.

3.8 Infants (children aged under 2 on return) Please note that carriage of infants by sea is subject to the Carrier’s conditions of carriage, are expressly incorporated into this contract, copies of which are available upon request. For the purposes of this contract the Carrier at sea shall be the cruise supplier.


4.1 We provide full financial protection for our package holidays.

4.2. We provide financial security for flight-inclusive packages and ATOL protected flights]by way of  our Air Travel Organiser’s Licence number , issued by the Civil Aviation Authority, Gatwick Airport South, West Sussex, RH6 0YR, UK, telephone 0333 103 6350, email: claims@caa.co.uk.

When you buy an ATOL protected flight inclusive holiday from us you will receive an ATOL Certificate. This lists what is financially protected, where you can get information on what this means for you and who to contact if things go wrong. We will provide you with the services listed on the ATOL Certificate (or a suitable alternative). In some cases, where we aren’t able do so for reasons of insolvency, an alternative ATOL holder may provide you with the services you have bought or a suitable alternative (at no extra cost to you). You agree to accept that in those circumstances the alternative ATOL holder will perform those obligations and you agree to pay any money outstanding to be paid by you under your contract to that alternative ATOL holder. However, you also agree that in some cases it will not be possible to appoint an alternative ATOL holder, in which case you will be entitled to make a claim under the ATOL scheme (or your credit card issuer where applicable). If we are unable to provide the services listed (or a suitable alternative, through an alternative ATOL holder or otherwise) for reasons of insolvency, the Trustees of the Air Travel Trust may make a payment to (or confer a benefit on) you under the ATOL scheme. You agree that in return for such a payment or benefit you assign absolutely to those Trustees any claims which you have or may have arising out of or relating to the non-provision of the services, including any claim against us or your credit card issuer where applicable. You also agree that any such claims may be re-assigned to another body, if that other body has paid sums you have claimed under the ATOL scheme.

4.3 When you buy a package holiday that does not include a flight, protection of your monies paid is provided by way of payment of monies received from you into a trust account administered by the Trustees of the Travel Trust Association. This gives you reassurance that when booking with Panache Cruises the monies you pay to Panache Cruises will be secure in the unlikely event of our insolvency.


5.1 When you make your booking you must pay a non-refundable deposit the amount of the non-refundable deposit will be notified to you at the time of booking.

5.2 If your booking has been made using a “Low Deposit “promotion, the due date for the balance of your low deposit will be advised at the time of booking.

5.3 The remainder of your holiday balance will be due 20 weeks prior to your departure. If the remainder of the deposit and/or balance are not paid in time, we reserve the right to cancel your travel arrangements. If the balance is not paid in time and we choose to cancel your travel arrangements, we shall retain all monies paid and the cancellation charges in clause 7 below will apply. All reservations made less than 20 weeks prior to departure require full payment at the time of booking. Some promotional offers require and early payment or full payment at the time of booking which will be advised on your booking confirmation.

5.4 Payment may be made by any of the following methods:

  •  - Direct Debit
  • - Bank transfer to our bank account
  •  - Debit or Credit card.

You agree to make payment of all sums payable under these terms in time to ensure that we have received payment in full in cleared funds by the relevant due date.


6.1 If, after making your booking, you wish to change your travel arrangements in any way, we will do our best to help, this could include but not be limited to name changes, change of departure date and/or airport, change of accommodation or holiday duration. Please note however that whilst we will do our up most to change the arrangements as requested on your behalf with our suppliers, this may not always be possible. Some suppliers do impose strict restrictions which inhibits the right to make changes. All restrictions and/or charges will be advised at the time of amendment and any costs imposed by our suppliers must be met by you prior to any changes being made. Any request for changes must be in writing from the person who made the booking. We as an agent do not charge any amendment fee’s, however whenever requested changes are possible, the total itinerary costs will be recalculated, taking into account any seasonal flight or occupancy rates, cancellation charges or other supplements imposed by our suppliers and a revised invoice will be issued. You should be aware that these costs could increase the closer to the departure date that changes are made, and you should contact us as soon as possible to request any changes.

6.2 Where we are unable to make any requested changes and you do not wish to proceed with the original booking we will treat this as a cancellation by you and cancellation fees will apply in accordance with clause 7 below.

6.3 If you choose to deviate from your confirmed itinerary once you are in resort you do so at your own risk. If you deviate from the itinerary then our local representative will be unable to notify you of any changes to your itinerary and you may miss important aspects of your itinerary including (without limitation) transport to and from your accommodation and the relevant port or airport In these circumstances we will not be liable for any losses or costs which you incur as a result, unless these are due to our improper performance of the contract. Please note that return flights can be automatically cancelled if you are a no show on the outbound flight. Please contact us immediately if you plan to change or fail to make your outbound flight.


Period before departure within which written cancellation is received by Panache Cruises

  • Until Balance Due Date – Deposit (Amount of cancellation charges shown as a percentage of the booking price*
  • Balance Due date until or after departure date – 100% (Amount of cancellation charges shown as a percentage of the booking price*
  • 7.2 Panache Cruises reserves the right to charge a cancellation fee of £150pp in addition to any fee’s imposed by our suppliers. This charge will be held in the form of a future cruise credit for any future cruises you book with us. Future cruise credits issued by Panache Cruises are valid for up to 12 months from date of issue.

    7.3 All charges will be notified in writing prior to us confirming your cancellation, please note that cancellation charges can increase the closer to departure that the cancellation is made.

    7.4 Part cancellations e.g. changing the number of passengers travelling can affect the overall cost for all passengers.

    7.5 If the reason for your cancellation is covered under the terms of your personal travel insurance policy, you may be able to reclaim your cancellation charges. We will supply you with a cancellation invoice following the cancellation of your booking.

    7.6 You have the right to cancel your confirmed holiday before departure without paying a cancellation charge in the event of “unavoidable and extraordinary circumstances” occurring at your holiday destination or its immediate vicinity and significantly affecting the performance of the holiday or significantly affecting the transport arrangements to the destination. In these circumstances, we shall provide you with a full refund of the monies you have paid but we will not be liable to pay you any additional compensation.  Please note that your right to cancel in these circumstances will only apply where the Foreign and Commonwealth Office advises against travel to your destination or its immediate vicinity. For the purposes of this clause, “unavoidable and extraordinary circumstances” means warfare, acts of terrorism, and significant risks to human health such as the outbreak of serious disease at the travel destination or natural disasters such as floods, earthquakes or weather conditions which make it impossible to travel safely to the travel destination.

    This clause 6 outlines the rights you have if you wish to cancel your booking. Please note that there is no automatic statutory right of cancellation under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 (Directive 2011/83/EU).

    7.7 In the event of a cancellation all Panache discounts and/or gifts will be removed.


    8.1 As we plan your travel arrangements many months in advance, we may occasionally have to make changes or cancel your booking and we reserve the right to do so at any time.

    8.2 The term “Unavoidable and Extraordinary Circumstances” when used in these booking conditions means a situation beyond the control of a party the consequences of which could not have been avoided even if all reasonable measures had been taken. These can include, (but are not limited to), war, riot, industrial dispute, terrorist activity and its consequences, nature or nuclear disaster, fire, adverse weather conditions, epidemics and pandemics and/or unavoidable technical problems with transport.

    8.3 In the unusual event that we should need to cancel your holiday (other than for failure to pay the final balance by the due date for payment in which case clause 5.3 applies), you will have the choice of accepting an offer of alternative travel arrangements (we will refund any price difference if the alternative is of a lower value), or receiving a full refund of all monies paid. In some cases, we will also pay compensation as follows:

    Period before departure in which we notify you

    • More than 98 days – Nil (compensation paid)
    • 43-98 days - £20 (compensation paid)
    • 29-42 days - £30 (compensation paid)
    • 8-28 days - £40 (compensation paid)
    • 0-7 days - £50 (compensation paid)

    Compensation will not be paid when the cancellation arises due to reasons of Unavoidable and Extraordinary Circumstances (please see the definition of this term at clause 8.2 above). The compensation will be payable for each paying passenger on your booking (excluding infants under 2 years old). The compensation that we offer does not exclude you from claiming more if you are entitled to do so.

    8.4 If we become unable to provide a significant proportion of the arrangements that you have booked with us after you have departed, we will, if possible, make alternative arrangements for you at no extra charge and where those alternative arrangements are of a lower standard, provide you with an appropriate price reduction.

    8.5 You must notify us of your choice within the period specified in our notice. If you fail to do so we are entitled to assume that you have not accepted the alternative travel arrangements and will make arrangements to refund the monies paid by you.


    9.1 All changes to your booking will be advised to you in writing.

    9.2 We will always consider a change to your confirmed itinerary a ‘minor change’ for which no compensation will be payable provided that the departure and arrival dates remain unchanged and you may disembark the cruise ship as scheduled. Other examples of minor changes include changes of airline carrier or aircraft type, change of accommodation to another of the same or higher standard, substitution of the cruise ship or changes to the programme or shows or other forms of entertainment on board ship.

    9.3 If we make a major change to your holiday, we will inform you as soon as reasonably possible. A major change includes (for example) changing your departure airport (except between Heathrow, Gatwick, Luton, Stansted and London City) dependent upon particular circumstances, or a difference of more than 12 hours in departure times, or a change in your cruise ship, resort area or an offer of a lower classification cabin or hotel accommodation.

    9.4 If we make a major change to your holiday, you will have the choice of either accepting the change of arrangements or accepting an offer of alternative travel arrangements if available, (in either case with an appropriate price reduction if the change of arrangements or alternative travel arrangements are of a lower value), or cancelling your holiday (and not accepting a substitute holiday) and receiving a full refund of all monies paid. In some cases, you will also be entitled to compensation (see clause 10.5 below). These options don’t apply for minor changes.

    9.5 If you fail to notify us of your choice of arrangements within the required time period, we will be entitled to assume that you have chosen to terminate the contract and provide you with a full refund.


    10.1 If, whilst you are on holiday, you find yourself in difficulty for any reason, we will offer you such prompt assistance as is appropriate in the circumstances. In particular, we will provide you with appropriate information on health services, local authorities and consular assistance, and assistance with distance communications and finding alternative travel arrangements. Where you require assistance, which is not owing to any failure by us, our employees or sub-contractors we will not be liable for the costs of any alternative travel arrangements or other such assistance you require. Any supplier, airline or other transport supplier may however pay for or provide refreshments and/or appropriate accommodation and you should make a claim directly to them. Subject to the other terms of these Booking Conditions, we will not be liable for any costs, fees or charges you incur in the above circumstances, if you fail to obtain our prior authorisation before making your own travel arrangements. Furthermore, we reserve the right to charge you a fee for our assistance in the event that the difficulty is caused intentionally by you or a member of your party, or otherwise through your or your party’s negligence. 


    11.1 If you are forced to return home early and this is not due to (a) our failure to perform the contract or (b) Unavoidable and Extraordinary Circumstances occurring at the place of destination or its immediate vicinity and which significantly affects the performance of the package or your carriage to your destination, we cannot refund the cost of any services you have not used, or assist you with any associated costs you may incur, but you may be covered by your travel insurance. Depending on the circumstances, your travel insurance may offer cover for curtailment and we suggest that any claim is made directly with them.


    12.1 In accordance with EU Regulation 2111/2005 we are required to advise you of the actual carrier operating your flight/connecting flight/transfer. We can confirm the carrier as detailed on the confirmation invoice. Any changes to the actual airline after you have received your tickets will be notified to you as soon as possible and in all cases at check-in or at the boarding gate. Such a change is deemed to be a minor change for the purposes of clause 9 above.

    12.2 As between you and any airline, the airline’s standard conditions of carriage will apply which may limit the airline’s liability to you in certain circumstances. Airlines rescheduling, flight timings and aircraft are subject to such matters as regulatory control, maintenance requirements, weather conditions and the ability of passengers to check in on time. Please note that a flight described as “direct” will not necessarily be non-stop. All departure/arrival times are provided by the airlines concerned and are estimates only. They may change due to air traffic control restrictions, weather conditions, operational/maintenance requirements and the requirement for passengers to check in on time. We cannot be held liable if there is any change to a departure/ arrival time previously given to you or shown on your ticket. It is for this reason that all clients are required to reconfirm their flights, with the airline, 72 hours prior to departure. We are also unable to make any special arrangements for the client if the client is delayed; these matters are in the sole discretion of the airline concerned. When you receive your tickets and travel documents you should check them carefully as times may have changed since you made your booking. You should also check for any errors. The information on the ticket is deemed correct unless we are advised by you of any errors within 72 hours of receipt. You must check in at least three hours before the stated departure time. We will not be liable for any costs you have to pay if you fail to meet this deadline.


    13.1 If you or any member of your party miss your flight or other transport arrangement, it is cancelled or you are subject to a delay of over 3 hours for any reason, you must contact us and the airline or other transport supplier concerned immediately. We will provide you with assistance in these circumstances. Where you experience a delay which is not owing to any failure by us, our employees or sub-contractors, this assistance is likely to extend to providing help in locating refreshments, accommodation and communications but not paying for them. Any airline or other transport supplier may however pay for or provide refreshments and/or appropriate accommodation and you should make a claim directly to them. Subject to the other terms of these conditions, we will not be liable for any costs, fees or charges you incur in the above circumstances.

    13.2 Please note the existence of a “Community list” (available for inspection at http://ec.europa.eu/ transport/modes/air/safety air-ban/list_en.htm) detailing air carriers that are subject to an operating ban with the EU Community.

    13.3 Under EU Law, you have rights in some circumstances to refunds and/or compensation from the airline in cases of denied boarding, cancellation or delay to flights. Full details of these rights will be publicised at EU airports and will also be available from airlines. If the airline does not comply with these rules you should complain to the Civil Aviation Authority at www.caa.co.uk/passengers Reimbursement in such cases is the responsibility of the airline and will not automatically entitle you to a refund of your holiday price from us. If, for any reason, you do not claim against the airline and make a claim for compensation from us, you must, at the time of payment of any compensation to you, make a complete assignment to us of the rights you have against the airline in relation to the claim that gives rise to that compensation payment. A delay or cancellation to your flight does not automatically entitle you to cancel any other arrangements even where those arrangements have been made in conjunction with your flight.



    14.1 Except where otherwise expressly stated in these Booking Conditions we will not be liable or pay you compensation if our contractual obligations to you are affected by “Force Majeure”. For the purposes of these Booking Conditions, Force Majeure means any event beyond our or our supplier’s control, the consequences of which could not have been avoided even if all reasonable measures had been taken. Examples include warfare and acts of terrorism (and threat thereof), civil strife, significant risks to human health such as the outbreak of serious disease at the travel destination or natural disasters such as floods, earthquakes or weather conditions which make it impossible to travel safely to the travel destination or remain at the travel destination, the act of any government or other national or local authority including port or river authorities, industrial dispute, labour strikes, lock closure, natural or nuclear disaster, fire, chemical or biological disaster, unavoidable technical problems with transport and all similar events outside our or the supplier(s) control.

    14.2 Cruise Ships shall also be at liberty to deviate from the advertised route and  to call (or omit to call) at any port or place to tow and assist vessels and to offer or render assistance to preserve life or property or for any other reason or purpose which in the judgment of the Master of the ship (whether alone or acting on advice from others) is reasonable including, but not limited to, weather conditions, operational matters, the medical condition  of anyone on board or the safety, comfort or convenience of guests. Such deviation shall not give rise to any liability on our part and shall not represent a significant change to your package holiday.

    14.3 Brexit Implications: please note that certain travel arrangements may be affected as a result of the United Kingdom’s decision to leave the European Union. This could include an unavailability of certain flight routes, access to certain ports and airports and changes to the visa requirements of British citizens travelling to, within or through the EU. Please rest assured that this is something we will continue to monitor and will advise our customers as soon as possible if we become aware of any confirmed bookings that will be affected. However, since this is something which is completely unprecedented and outside our control, we would treat any such changes as Force Majeure, and whilst we will endeavour to provide suitable alternative arrangements or refunds where possible, we will not be liable to pay you any compensation.


    15.1 We require that you take out a policy of insurance in order to cover you and your party against the cost of cancellation by you; the cost of assistance (including repatriation) in the event of accident or illness; loss of baggage and money; pre-existing medical conditions; and other expenses. You agree to confirm to us in writing if and when requested the name of your insurance company and your policy number. If you fail to provide this information, we will be unable to send out your travel ticket and you will be unable to travel. We will be unable to refund any of the monies paid by you as per the cancellation clause 7.

    15.2 It is your responsibility to ensure that any insurance you purchase is adequate as some policies are restricted and do not cover Cruise Holidays.

    15.3 Please check your policy carefully to ensure that all the details are correct, and that all relevant information has been provided by you (e.g. pre-existing medical conditions) and take the policy documents with you on holiday. Failure to disclose relevant information will affect your insurance.

    15.4 Some cruise lines / airlines will deny boarding if you are unable to produce an adequate personal travel insurance.


    16.1 Excursions, activities and/ or other tours that you may choose to book or pay for whilst you are on holiday are not part of your package holiday provided by us. For any excursion or other tour that you book, your contract will be with the operator of the excursion or tour and not with us. We are not responsible for the provision of the excursion or tour or for anything that happens during the course of its provision by the operator.


    17.1 Please note that the star rating applied to any particular aspect of your travel arrangements is the star rating we have applied following liaison with local suppliers, it is not an official rating. If you have any concerns regarding the star rating applied to any aspect of your travel arrangements, please notify us of your concerns as soon as possible and ideally whilst in resort.


    18.1 It is your responsibility to check and fulfil the passport, visa, health and immigration requirements applicable to your itinerary. We can only provide general information about this. You must check requirements for your own specific circumstances with the relevant Embassies and/or Consulates and your own doctor as applicable. Requirements do change and you must check the up to date position in good time before departure.

    18.2 Please take special note that for all air and sea travel within the British Isles, airlines and other travel suppliers require photographic identification of a specific type. Please ask us for full details.

    18.3 Most countries now require passports to be valid for at least 6 months after your return date. If your passport is in its final year, you should check with the Embassy of the country you are visiting. For further information contact the Passport Office on 0870 5210410 or visit gov.uk/browse/citizenship/passports

    18.4 Special conditions apply for travel to the USA, all passengers must have individual machine-readable passports. Please check uk.usembassy.gov for further details with regards to passports, visa and health requirements.

    18.5 Up to date travel advice can be obtained from the Foreign and Commonwealth Office, visit gov.uk/travelaware You should check the information relating to the country/countries you are travelling to at the time of booking. Should you need to cancel due to not being able to acquire the correct documentation, it will be deemed as a cancellation by you as per clause 7

    18.6 Non-British passport holders, including other EU nationals, should obtain up to date advice on passport and visa requirements from the Embassy, High Commission or Consulate of your destination or country(ies) through which you are travelling,

    18.7 We do not accept any responsibility if you cannot travel, or incur any other loss because you have not complied with any passport, visa, immigration requirements or health formalities. You agree to reimburse us in relation to any fines or other losses which we incur as a result of your failure to comply with any passport, visa, immigration requirements or health formalities.


    19.1 All guests are expected to conduct themselves in an orderly and acceptable manner and not to disrupt the enjoyment of other guests. If in our reasonable opinion or in the reasonable opinion of any other person in authority, your behaviour or that of any member of your party is causing or is likely to cause distress, danger or annoyance to any of our other guests or any third party or damage to property, we reserve the right to terminate your booking arrangements with us immediately. In the event of such termination our liability to you and/or your party will cease and you and/or your party will be required to leave your accommodation or other service immediately. We will have no further obligations to you and/or your party. No refunds for lost accommodation or any other service will be made, and we will not pay any expenses or costs incurred as a result of termination. You and/or your party may also be required to pay for loss and/or damage caused by your actions and we will hold you and each member of your party jointly and individually liable for any damage or losses caused by you or any member of your party. Full payment for any such damage or losses must be paid directly to the hotel manager or other supplier prior to departure from the hotel. If you fail to make payment, you will be responsible for meeting any claims (including legal costs) subsequently made against us as a result of your actions together with all costs we incur in pursuing any claim against you. We cannot be held responsible for the actions or behaviour of other guests or individuals who have no connection with your booking arrangements or with us.


    20.1 In order to process your booking and to ensure that your travel arrangements can be properly performed we need to collect certain personal details from you. These will include, where applicable, the names and addresses of your party members, credit/debit card or other payment details and special requirements such as those relating to any disability or medical condition which may affect the chosen holiday arrangements and any dietary restrictions which may disclose your religious beliefs. The booking information that you provide to us will be passed on only to the relevant suppliers of your travel arrangements or other persons necessary for the provision of your travel arrangements. The information may therefore be provided to public authorities such as customs or immigration if required by them, or as required by law. This applies to any special category information that you give to us such as details of any disabilities, or dietary and religious requirements. Certain information may also be passed on to security or credit checking companies.

    20.2 If you travel outside the European Economic Area, controls on data protection may not be as strong as the legal requirements in this country. If we cannot pass this information to the relevant suppliers, whether in the EEA or not, we will be unable to provide your booking. Before passing your personal information outside of the EEA we will ensure that adequate safeguards for the protection of your personal information are in place. Please see our Privacy Policy for further details.


    21.1 As organiser of your holiday, we are liable to you for the performance of the travel services included in your package travel contract. Any lack of conformity that you perceive must be notified to us and we must remedy the lack of conformity unless it is impossible or entails disproportionate costs taking into account the extent of lack of conformity and the value of travel services affected.

    21.2 If we are unable to provide a significant proportion of the travel services included in your contract, we will offer at no extra cost to you suitable alternative arrangements of, where possible, equivalent or higher quality than those specified in the contract for the continuation of the package. We will give you a price reduction if this results in a package of lower quality than the original booking. You are only entitled to reject alternative arrangements if they are not comparable to the arrangements agreed in the package travel contract or the price reduction granted is inadequate. If you reject the alternative arrangements due to these reasons (or we are unable to make alternative arrangements) you are entitled to a price reduction, or compensation for damages, or both in accordance with clause 9 without terminating the package travel contract.

    21.3 Where the lack of conformity substantially affects the performance of the package and we fail to remedy the lack of conformity within a reasonable period, you may terminate the package travel contract without paying a cancellation fee and, where appropriate, are entitled to a price reduction, or compensation for damages, or both in accordance with clause 8

    21.4 If we are unable to ensure your return due to Unavoidable and Extraordinary Circumstances, we must bear the cost of necessary accommodation, if possible, of equivalent category, for a period not exceeding 3 night per traveller. The limit doesn’t apply to persons with reduced mobility and any person accompanying them, pregnant women and unaccompanied minors, or persons in need of specific medical assistance, provided that you notified us of these needs at least 48 hours before the start of your holiday.

    21.5 We will not be responsible or pay you compensation for any injury, illness, death, loss, damage, expense, cost or other claim of any description if it results from:

    • the acts and/or omissions of the person affected; or
    • the acts and/or omissions of a third party unconnected with the provision of the services contracted for and which were unavoidable and extraordinary; or
    • Force Majeure (as defined in clause 14).

    21.6 We limit the amount of compensation we may have to pay you if we are found liable under this clause:

    Loss of and/or damage to any luggage or personal possessions and money: the maximum amount we will have to pay you in respect of these claims is an amount equivalent to the excess on your insurance policy which applies to this type of loss per person in total because you are required to have adequate insurance in place to cover any losses of this kind.

    Claims not falling under (a) above and which don’t involve injury, illness or death: the maximum amount we will have to pay you in respect of these claims is up to three times the price paid by or on behalf of the person(s) affected in total. This maximum amount will only be payable where everything has gone wrong and you or your party has not received any benefit at all from your booking.

    21.7 The extent of our liability will in all cases be limited as if we were carriers under the appropriate Conventions, which include The Warsaw/Montreal Convention (international travel by air); The Athens Convention (with respect to sea travel); The Berne/Cotif Convention (with respect to rail travel) and The Paris Convention (with respect to hotel arrangements). You can ask for copies of these Conventions from our offices. Please contact us. In addition, you agree that the operating carrier or transport company's own 'Conditions of Carriage' will apply to you on that journey. When arranging transportation for you, we rely on the terms and conditions contained within these international conventions and those 'Conditions of Carriage'. You acknowledge that all of the terms and conditions contained in those 'Conditions of Carriage' form part of your contract with us, as well as with the transport company and that those 'Conditions of Carriage' shall be deemed to be included by reference into this contract.


    If you have a problem during your holiday it is of the utmost importance that you immediately bring it to the attention of the relevant person (for example the resort representative, hotel manager or transport agent) who will do their best to put things right. If your complaint is not resolved locally, you should contact us on 0161 513 8200 to advise us of the problem so that we may endeavour to resolve it. It is strongly recommended that you communicate any complaint to the supplier of the services in question as well as any resort representative without delay and complete a report form whilst in resort. If you fail to follow this simple procedure, we will have been deprived of the opportunity to investigate and rectify your complaint whilst you were in resort and this may affect your rights under this contract.

    However, should a problem remain unresolved, a complaint should be made in writing within 28 days of your return home to: Panache Cruises info@panachecruises.com giving your booking reference and all other relevant information. Please keep your letter concise and to the point. This will assist us to quickly identify your concerns and speed up our response to you. 

    You can also access the European Commission Online Dispute Resolution (ODR) platform at ec.europa.eu/consumers/odr. This ODR platform is a means of registering your complaint with us; it will not determine how your complaint should be resolved.


    Both you and your friends will enjoy £100 to spend on your next luxury or ultra-luxury cruise when you book with Panache Cruises. Please note that the voucher is redeemable against your next cruise and cannot be applied to a retrospective booking. Quote 'Recommend a Friend' to redeem this voucher against any cruise on our website. One voucher is redeemable per booking and must be redeemed at the time of booking. The voucher is valid for 12 months from the date of issue.

    Call us on 0161 513 8204 for more information and to redeem your voucher.

    24. Panache Cruises 2023 Luxury Sale

    Book exclusively with Panache Cruises and receive up to £1,000 off your cruise fare across all sailings, dates, and cruise lines. You’ll receive... *

    • £100 when you spend over £2,499
    • £200 when you spend over £6,249
    • £400 when you spend over £12,499
    • £650 when you spend over £18,749
    • £1,000 when you spend over £24,999

    This offer is not combinable with any other fare discount showing on the Panache Cruises website, but is combinable with ongoing cruise line promotions.

    25. Best Price Guarantee

    Do you want to get the best price and the best service when booking your luxury or ultra-luxury cruise?

    Panache Cruises founder James Cole has worked in the cruise industry for over 25 years, developing great relationships with the top luxury and ultra-luxury cruise lines. We are confident that we have negotiated the best deals, so if you see a better price elsewhere, we will not only beat this price but also give you a £100 voucher to use when you book your next cruise with us. Our best price guarantee is subject to the following terms:

    • The cruise must be with the same cruise line
    • It must be the same cabin type, position on the ship and cabin grade
    • The sailing must be the same exact date and duration
    • It must be from the same departure airport, same airline, and same flight times where applicable
    • The cruise must be under identical booking conditions i.e. Cancellation and amendment conditions, deposit amount, balance due date etc.
    • The same cruise line promotion codes and inclusions must apply
    • The quote should be in pound sterling (GBP) and applicable to the UK market
    • The quote must be from a fully bonded UK travel agent (this is important to ensure your money is secure)
    • Applicable to new bookings only. No discounts will be added retrospectively.

    Your quote must be in writing and we will check the quote for all of the following:

    • Price is fully inclusive of all tax and fees
    • The selected cabin is still available using the base price used by our competitor
    • The price cannot be lower than the net fare due to error, loyalty discounts, private groups or charters

    Once we have clarified that your booking is eligible, we will make the booking for you with an added £10 per person discount, lower than your original quote. You will also receive a £100 voucher to use towards your next cruise booking with us, applicable for any cruise line featured on our website.

    Please note that most cruise lines operate "fluid" pricing which means all prices and benefits are subject to change at any time and cannot be guaranteed until you have a confirmed booking. Should your chosen cruise be affected by this pricing policy we will advise accordingly as it may make your original quote invalid.

    Once your booking is confirmed, you can sit back, relax, and enjoy the Panache Cruises signature service; your Connoisseur will take care of every detail, nothing is too much trouble. Please note that Panache Cruises will make your booking with no additional booking fees and will also make any future amendments without any fees imposed by us.